Tag Archive for: Illinois property division

Who Gets What? Asset Division & Spousal Support in Illinois

Divorce isn’t just about signing papers—it’s about protecting your future. Whether you’re worried about who keeps the house, how retirement accounts are divided, or whether spousal support applies to your situation, understanding Illinois laws on asset division and alimony is essential to helping protect what’s rightfully yours.

At Masters Law Group, we’ve guided countless Illinois residents through complex divorce cases, making sure they receive a fair and favorable outcome. In this blog, we’ll break down key factors that influence property division and spousal support so you can make informed decisions about your future.

Let’s dive in.

Illinois Asset Division: How Property is Divided

Illinois follows an equitable distribution model, meaning property isn’t always split 50/50. Instead, the court looks at various factors to determine a fair division of assets and whether one spouse will receive financial support. Without proper guidance, you could risk losing what’s rightfully yours or paying more than necessary.

What Is Considered Marital Property?

Under Illinois law, marital property includes all assets and debts acquired during the marriage, regardless of whose name is on the title. This may include:

  • The marital home.
  • Bank accounts and investment portfolios.
  • Retirement accounts (401(k), IRAs, pensions).
  • Vehicles.
  • Business interests.
  • Debts, including mortgages and credit card balances.

Non-marital property, on the other hand, generally includes:

  • Assets owned before marriage.
  • Gifts or inheritances received by one spouse.
  • Property acquired after a legal separation.
  • A prenuptial or postnuptial agreement protects certain assets.

It’s crucial to properly classify marital and non-marital assets to help ensure a fair distribution. Working alongside a divorce attorney can help you navigate this issue.

How Does the Court Decide Asset Division?

Because Illinois is an equitable distribution state, the court considers several factors when dividing assets, including:

  • The length of the marriage.
  • Each spouse’s financial contributions.
  • The value of the property assigned to each spouse.
  • The economic circumstances of each spouse post-divorce.
  • Any existing prenuptial or postnuptial agreements.
  • Tax consequences of property division.

While some cases are settled amicably through negotiation or mediation, others require litigation to resolve disputes. Masters Law Group provides skilled advocacy to help protect your best interests, whether inside or outside the courtroom.

Understanding Spousal Maintenance in Illinois

Spousal maintenance, or alimony, is designed to help the lower-earning spouse maintain financial stability after divorce. While not every divorce results in spousal support, Illinois courts may award maintenance based on specific factors. Here are just a few of those factors:

  • Current and future income of each party.
  • Current and future financial needs of each party.
  • Standard of living during the marriage.
  • Length of Marriage.
  • Marital agreements such as prenup or postnup.

Illinois law provides a formula for determining maintenance in cases where combined gross income is under $500,000:

(33% of the paying spouse’s net income) – (25% of the receiving spouse’s net income) = Maintenance Amount
The recipient’s income (including maintenance) cannot exceed 40% of the couple’s combined income.

However, judges can deviate from these calculations in unique circumstances. It’s important to remember that each case is different; as such, the court considers a wide range of factors. Working alongside a trusted divorce attorney can help you navigate your spousal maintenance needs.

Types of Spousal Support in Illinois

Not all spousal support is the same. Illinois law recognizes different types of maintenance, depending on the marriage’s circumstances and the spouses’ financial needs. The type of support awarded can vary based on factors such as the length of the marriage, each spouse’s earning potential, and the financial independence goal of the lower-earning spouse.

Whether the support is temporary, long-term, or subject to modification, the court carefully evaluates each case to determine the most appropriate type of maintenance. Here are the primary forms of spousal support recognized in Illinois:

  1. Temporary Maintenance: Awarded during divorce proceedings to support the lower-earning spouse until a final settlement is reached.
  2. Fixed-Term Maintenance: Ordered for a set period, typically when the receiving spouse is expected to become financially independent.
  3. Reviewable Maintenance: Subject to periodic review, allowing modifications based on changes in financial circumstances.
  4. Permanent Maintenance – Rare but awarded in long-term marriages where one spouse cannot support themselves due to age or health.
  5. Rehabilitative Maintenance – Provided to help a spouse pursue education or job training to regain financial independence.

Modifying Spousal Maintenance in Illinois

Divorce is a complex and deeply personal matter, and financial circumstances can change over time. If you need to modify a spousal maintenance (alimony) agreement, having an experienced attorney is essential. In Illinois, maintenance awards can be adjusted under certain conditions, including:

  • If the paying spouse’s income goes down.
  • If the paying spouse or recipient spouse experiences a dramatic increase in their cost of living (e.g., unexpected illness or medical bills).
  • If the recipient-spouse cannot become self-supporting or experiences other financial strains beyond control.

If your financial situation has changed and you need to update or modify your maintenance agreement, contact the trusted divorce attorneys at Masters Law Group for skilled legal guidance.

Final Thoughts

Divorce is a challenging process, but you don’t have to navigate it alone. Whether you are concerned about asset division, spousal support, or enforcing your legal rights, Masters Law Group is here to provide skilled legal guidance and dedicated representation.

Our team understands the complexities of Illinois family law and will work tirelessly to help you achieve a fair and favorable outcome. If you are facing divorce and need experienced legal counsel, don’t hesitate to get in touch.

Contact us today to set up your complimentary consultation.

Illinois Asset Division & Spousal Support FAQs

How can I guarantee a fair division of assets in my divorce?

Our attorneys will work closely with you to identify and classify marital and non-marital property. We advocate for a fair distribution that protects your best interests, whether through divorce mediation or litigation.

What if my spouse is hiding assets?

Hidden assets can significantly impact property division and spousal support calculations. At Masters Law Group, we use forensic accountants, legal discovery tools, and subpoenas to:

  • Uncover hidden bank accounts, cryptocurrency, and offshore investments.
  • Investigate underreported income or concealed business earnings.
  • Help ensure complete financial transparency before settling.

If you suspect your spouse is concealing assets, seeking legal guidance immediately is crucial.

Can I modify or terminate spousal support?

You can petition for a modification if there’s a significant change in financial circumstances. Common reasons include:

  • Job loss or income reduction of the paying spouse.
  • Remarriage or cohabitation of the receiving spouse.
  • Retirement or health issues affecting financial stability.

Our trusted divorce attorneys can help you file a modification request, provide supporting documentation, and represent you in court if necessary.

Will I have to go to court for my divorce settlement?

Not necessarily. Many cases are resolved through mediation or negotiation, avoiding lengthy court battles. However, our award-winning attorneys are prepared to advocate for you in court if litigation is necessary.

Legal Disclaimer: This blog is for informational purposes only and does not constitute legal advice. Each case is unique, and laws are subject to change. If you are facing a legal issue, consult with the qualified family law attorneys at Masters Law Group to discuss your situation.

Emotional vs. Legal Impact: What Really Matters in an Infidelity-Related Divorce?

Infidelity-related divorce is one of the most painful betrayals in a marriage, often leading to heartbreak, anger, and the collapse of trust. According to the American Psychological Association (APA), adultery plays a role in 20–40% of divorces—but does it actually impact the legal outcome of a divorce?

In Illinois, as in many other states, the emotional devastation caused by an affair and its legal implications are two separate matters. While cheating can end a marriage, it may not significantly influence decisions regarding property division, spousal support, or parental responsibilities.

This blog breaks down the emotional and legal aspects of infidelity-related divorces, helping you understand what truly matters when dissolving a marriage due to adultery. Here’s what you need to know.

The Emotional Toll of Infidelity-Related Divorce

Discovering a partner’s infidelity can be an emotionally overwhelming experience, often triggering a whirlwind of feelings that can make the divorce process even more challenging. While every person copes differently, certain emotional responses are common. Understanding these emotions can help you process your feelings and make informed decisions as you move forward.

Some of the most common emotional effects of adultery include:

  • Betrayal and Loss of Trust: Trust is the foundation of any strong marriage, and an affair can completely erode that foundation.
  • Anger and Resentment: Many spouses feel overwhelming anger and betrayal, leading to intense emotional conflicts.
  • Guilt and Shame: The spouse who engaged in the affair may experience guilt, while the other may feel embarrassment or blame themselves.
  • Depression and Emotional Distress: The end of a marriage, especially due to adultery, can lead to anxiety, depression, or even trauma.

Because of these strong emotions, infidelity-related divorces can quickly become contentious. However, separating the emotional pain from the legal realities of divorce in Illinois is important.

The Legal Impact of Infidelity in an Illinois Divorce

Illinois is a no-fault divorce state, meaning that the court does not consider marital misconduct—such as adultery—when granting a divorce. Instead, divorces in Illinois are based on irreconcilable differences as the sole ground for the dissolution of marriage. However, this does not mean that infidelity has no impact at all. Let’s break down the key legal factors:

1. Property and Asset Division

One of the most common questions in adultery-related divorces is whether a cheating spouse will lose financial assets or property as a result of their affair. In Illinois, the answer is typically no. Under 750 ILCS 5/503 (Illinois Marriage and Dissolution of Marriage Act), marital property is divided based on equitable distribution rather than fault. 

This means assets are divided fairly, but not necessarily equally, based on factors such as:

  • Each spouse’s financial contributions.
  • Future earning potential.
  • Non-financial contributions (e.g., raising children, managing the household).
  • The economic circumstances of each spouse post-divorce.

However, if a spouse used marital funds to support an extramarital affair—such as buying gifts, vacations, or even rent for a lover—this could impact the property division. The court may require reimbursement of dissipation of assets, meaning the cheating spouse must repay the marital estate for money spent on the affair. Working with a trusted divorce attorney can help you navigate this difficult landscape.

2. Spousal Maintenance (Alimony)

Illinois courts determine spousal maintenance (alimony) based on financial factors, not misconduct. Under 750 ILCS 5/504, judges consider:

  • The length of the marriage
  • Each spouse’s income and financial needs
  • Standard of living during the marriage
  • Contributions to the marriage (e.g., one spouse staying home to raise children)

Adultery alone does not directly impact alimony payments. However, if an affair significantly affects the financial dynamics of the marriage—such as one spouse quitting their job due to the emotional distress of infidelity—it may be considered indirectly.

3. Allocation of Parental Responsibilities

When children are involved, emotions often run even higher. However, Illinois law prioritizes the child’s best interests over the reasons behind the divorce. Courts determine parenting time and parental responsibilities based on the following:

  • The child’s relationship with each parent.
  • Each parent’s ability to provide a stable home.
  • The physical and mental health of both parents.
  • Willingness to facilitate a healthy co-parenting relationship.

Infidelity, on its own, does not affect parental responsibilities unless it directly impacts the child’s well-being. For example, if a parent’s affair exposed the child to an unsafe or inappropriate environment, the court might factor that into decisions.

4. Emotional Distress Claims and Lawsuits

While rare, some spouses attempt to file lawsuits for intentional infliction of emotional distress due to an affair. However, these cases are difficult to prove in Illinois courts and are generally unsuccessful unless extreme harm can be demonstrated. Additionally, Illinois abolished alienation of affection lawsuits, meaning a spouse cannot sue their partner’s lover for “stealing” them away.

Navigating an Infidelity-Related Divorce

If you are considering divorce due to adultery, it is essential to approach the situation strategically rather than emotionally. Here are some steps to take:

  1. Seek Emotional Support

Divorce is not just a legal process—it’s an emotional journey. Consider:

  • Therapy or counseling to process emotions healthily.
  • Support groups or talking to others who have experienced infidelity-related divorces.
  • Legal guidance to keep emotions separate from legal decisions.
  1. Gather Financial Documentation

If you believe your spouse used marital funds to support an affair, it’s crucial to collect evidence that proves financial misconduct. Keep records of credit card statements, bank transactions, and travel records. Clear documentation can strengthen your case and help you recover dissipated assets in court. Masters Law Group can assist in uncovering financial irregularities and ensuring a fair property division in your divorce.

  1. Focus on a Fair Settlement

Instead of letting emotions drive your decisions, prioritize securing a fair outcome.  A cooperative approach such as mediation can lead to a smoother and faster divorce, helping you confidently move forward. Masters Law Group can guide you through negotiations to help you achieve a settlement that protects your best interests.

  1. Hire an Experienced Divorce Attorney

A skilled divorce lawyer ensures your rights are protected and you are not making emotional decisions that could harm your financial future. Masters Law Group provides strategic legal guidance to help you achieve the best possible outcome in your divorce.

Working With Masters Law Group

While the emotional impact of adultery is undeniable, its legal significance in Illinois divorce cases is often less than people expect. The courts focus on fair financial division, child welfare, and equitable outcomes rather than assigning blame for the breakdown of a marriage.

At Masters Law Group, our experienced Chicago divorce attorneys understand the complexities of infidelity-related divorces. We provide compassionate and strategic legal counsel to help you confidently move forward.

Contact us today to schedule your complimentary consultation.

FAQs About Infidelity and Divorce in Illinois

Can I get more money in my divorce if my spouse cheated?

Not necessarily. Illinois does not punish spouses for adultery when dividing assets or awarding spousal support. However, if your spouse wasted marital assets on an affair, you may be entitled to reimbursement. Masters Law Group can help you gather evidence of financial misconduct and fight for a fair division of assets, ensuring that your financial future is protected.

Can I get full custody if my spouse is unfaithful?

Infidelity alone is not a determining factor in the allocation of parental responsibilities. The court focuses on the child’s best interests, evaluating parenting ability, stability, and well-being. However, if your spouse’s affair negatively impacts your child—such as exposing them to unsafe environments or neglect—this could be a relevant factor. Masters Law Group can help you build a strong case that prioritizes your child’s safety and helps ensure their best interests are at the forefront of decisions.

Can my spouse’s lover be held legally responsible?

In Illinois, it’s unlikely that you can pursue legal action against your spouse’s lover. Illinois is a “no-fault” divorce state, which means that marital misconduct like adultery is not generally considered in divorce proceedings. However, you can consider divorce if your spouse’s affair is affecting you or your family. Masters Law Group can guide you through legal strategies that protect your financial and parental rights in divorce.

Should I mention adultery in my divorce petition?

Since Illinois is a no-fault divorce state, mentioning adultery in the petition is unnecessary. Instead, divorces are filed based on irreconcilable differences. Our award-winning divorce attorneys can help you focus on the factors that impact your case, streamlining the divorce process and helping protect your legal interests.

Can I use evidence of an affair in court?

While infidelity is not grounds for divorce, proof of financial misconduct related to the affair (such as dissipation of assets) may be used in property division cases. Masters Law Group has extensive experience in uncovering financial mismanagement in divorce cases and will work to help you receive what is rightfully yours.

Disclaimer: The information provided in this blog is for informational purposes only and does not constitute legal advice. Every divorce case is unique, and legal outcomes can vary based on individual circumstances. Consult with the qualified divorce attorneys at Masters Law Group for specific advice tailored to your situation.

Illinois Property Division in Divorce

If you are approaching divorce in Illinois, you may wonder how the law treats the division of marital property. Here’s what you need to know. 

Divorce is a difficult and emotional process that can be made even more complicated by the division of property between spouses. Marital property includes more than your family home. The legal definition of an asset in a divorce is anything that has a real value. Assets can include tangible items that can be bought and sold such as cars, properties, furniture, jewelry and even cryptocurrencies such as Bitcoin. 

Illinois is an equitable distribution state, which means that marital property is divided fairly, but not necessarily equally, between the spouses. This is in contrast to community property states, where marital property is divided equally between the spouses.

The Strain of Property Division on Divorcing Couples

The division of property that you and your spouse have shared for years can seem especially tricky, often introducing fresh grievances or re-igniting old ones in the process. Here are some of the reasons why property division can be difficult in divorce:

  1. Emotional attachments to property: Couples may have emotional attachments to certain properties, such as a family home or heirloom, which can make it difficult to negotiate a fair division.
  2. Disagreements about what is fair: Spouses may have different ideas about what is a fair division of property. For example, one spouse may argue that they should receive a larger share of the marital property because they earned more money, while the other spouse may argue that they should receive a larger share because they contributed more to the household.
  3. Complexity of assets: Couples may have complex assets, such as businesses, investments, or retirement accounts, that are difficult to value and divide.
  4. Difficulty agreeing on values: Even when the assets are not complex, it can be difficult to agree on the value of the assets, especially if they have appreciated or depreciated in value since they were acquired.
  5. Legal complexities: Property division in divorce can be a legally complex process, and couples may struggle to understand the relevant laws and regulations.
  6. Fear of financial instability: Divorce can have a significant impact on a person’s financial stability, and couples may be afraid of the financial consequences of a property division that they perceive as unfair.

Equitable Distribution in Illinois

As mentioned, Illinois is an Equitable distribution state, meaning that a court will divide the marital property in a way that is fair and just, taking into account various factors such as:

  • The contributions each spouse made to the acquisition, preservation, or increase in value of the marital property;
  • The length of the marriage;
  • Primary caregiver status for the child/children;
  • The economic circumstances of each spouse at the time of the property division;
  • Any prenuptial or postnuptial agreements between the spouses;
  • The age, health, and occupation of each spouse;
  • The needs of each spouse; and
  • Any other factors the court deems relevant.

Marital property in Illinois includes all property acquired by either spouse during the marriage, regardless of how it is titled, except for property acquired by gift, inheritance, or a property acquired in exchange for property acquired before the marriage.

Non-marital property, on the other hand, includes property acquired by a spouse before the marriage, property acquired by gift or inheritance, and property acquired in exchange for non-marital property.

Tax Consequences

You will want to be sure to understand how the decisions you make about the division of your property will affect the taxes owed by both you and your spouse.

For instance, if you sell your home or other assets during your divorce, you may be required to pay capital gains taxes. Understanding and addressing tax-related issues will help you avoid financial problems that may arise after you complete your divorce.

Community Property Laws in Illinois

Illinois is not a community property state. Community property states, such as California and Texas, divide marital property equally between the spouses regardless of the contributions each spouse made to acquiring or maintaining the property.

In a community property state, property acquired by either spouse during the marriage is considered community property, and each spouse has an equal interest in it. This includes income earned during the marriage and any property acquired with that income.

Illinois and other equitable distribution states, on the other hand, divide marital property in a way that is fair and just based on the factors discussed above.

Hidden Assets

It is not uncommon for parties to hide their assets from their ex’s and the courts to help swing the distribution of property in their direction.

When it comes to property division, it’s important to make a list of all assets and debts that you and your spouse share. This includes assets that are solely in your name or your spouse’s name. This involves everything from retirement accounts and investments to real estate and personal property. Having a detailed inventory of your assets will help your lawyer build a stronger case and ensure that you receive a fair settlement.

It’s also crucial to be honest with your lawyer about any challenges you may face during the divorce process. This includes concerns about child custody or your spouse hiding assets or income.

Getting the Legal Help You Need

If you are facing divorce in Illinois, you might decide you want an attorney to help you with your case. It is important to get an experienced lawyer when discussing property division after divorce for several reasons:

  1. Knowledge of the law: A divorce attorney will have a deep understanding of the laws and regulations that govern property division in your state, including the factors that a court will consider when dividing marital property. This knowledge will be invaluable in helping you negotiate a fair and equitable division of property.
  2. Objectivity: Divorce can be an emotionally charged process, and it can be difficult to negotiate property division when you are feeling hurt, angry, or resentful. A divorce attorney can provide an objective perspective and help you make decisions that are in your best interests.
  3. Protection of your rights: A divorce attorney will work to protect your rights and ensure that you receive a fair division of property. They will help you identify assets that may be subject to division and make sure that those assets are valued correctly. They will also help you understand your options for negotiating a division of property, including mediation and litigation if necessary.
  4. Avoiding mistakes: Property division can be a complex process, and it is easy to make mistakes that could have long-lasting financial consequences. A divorce attorney will help you avoid these mistakes and ensure that you are making informed decisions about your property division.
  5. Negotiation skills: A divorce attorney will have strong negotiation skills that can be invaluable in reaching a fair and equitable division of property. They will work to find creative solutions to complex property division issues and help you achieve your goals.

An experienced divorce attorney can help you navigate the complex process of property division and ensure that you receive a fair and equitable division of property.

Conclusion

Divorcing couples may struggle with property division because of emotional attachments, disagreements about what is fair, complex assets, difficulty agreeing on values, legal complexities, and fear of financial instability. It is important for couples to work with experienced divorce attorneys who can guide them through the process and help them reach a fair and equitable property division agreement.

If you are going through a divorce in Illinois and have questions about property division, contact the award-winning attorneys at Masters Law Group. Our highly experienced divorce lawyers are ready to guide you through the process and ensure that your rights are protected.

Set up your consultation here today. 

Got Half? Property Division in Illinois

Marital property is any property or money that either spouse got during the marriage. If you cannot come to an agreement, a judge will have to make decisions about dividing your property and debt, and also about spousal support. 

Illinois may boast some of the lowest divorce rates in the nation, but think twice before you dub the state a lover’s paradise. In 2019, there were 1.3 divorces per thousand inhabitants in the state. However, this figure is a decrease from 1990, when the divorce rate was 3.8 divorces per thousand inhabitants.

One of the most controversial parts of the divorce process is often the division of marital property. Divorcing couples have the option of dividing property on their own with the help from a mediator, but couples who can’t reach an agreement will require court intervention. Illinois courts divide marital assets and debts according to “equitable distribution.”

Unlike other states that divide the marital estate exactly in half, Illinois instead considers a variety of factors to determine an asset division arrangement that is fair and reasonable on both ends. Here’s a couple of factors to consider when determining property division in Illinois.

Dividing and Distributing Assets

The first step in dividing property during a divorce is deciding whether property is marital or separate. Marital property includes most assets and debts a couple acquired during marriage. Separate property is if a spouse owned it before getting married or acquired it during marriage as a gift or inheritance. 

There are many factors at hand when you try to split up assets such as, how much each side has contributed (income, debt, as a homemaker etc.), the value of property, property hidden or destroyed in the course of the marriage, the length of a marriage and more:

  • Economic circumstances of each spouse
  • Child upbringing costs
  • Existing court maintenance orders
  • Financial contributions from previous marriages
  • Prenuptial or postnuptial agreements
  • The status of each spouse (i.e. age, health, occupation, employability)
  • Consequences of tax reallocation from a property division

Similar to property, debt is divided in a divorce. “Marital debt” means debts that a couple gets while they are married. Spouses are responsible for each other’s expenses for the family during their marriage. Marital debt can be divided in a divorce case.

One thing to keep in mind is that the court is obligated to ignore marital misconduct when dividing property unless it had an immediate impact on the property or assets of the marriage. The main goal of the property division is to be fair. It won’t always be an even split, it could turn into a 60/40 split or 70/30 as long as the court deems it to be fair.

Once the court has determined what is and isn’t marital and separate property, they will assign a monetary value to each item. Determining an item’s value can help both the couples and the judge determine whether a specific property distribution is fair and equitable. A spouse with more assets and a high earning career can potentially take on most of the debts in a divorce, while the lower-earning spouse could receive a greater share of the assets. An example of this would be if one of the spouses has a high net worth or owns complex assets, the property division process can become especially complicated since they are liquid assets. 

Couples can divide their assets and debts on their own by reaching a divorce settlement agreement. A settlement agreement should resolve all issues in your divorce. A judge will review any proposed settlement agreement and must approve it before your divorce can become final.

Divorce Mediation

As previously mentioned, working together with a mediator to come to an agreement over the dividing of the property will help the divorce move more quickly. This where instead of going to court and leaving the division of your hard-earned property and assets to court, you can opt to settle matters amicably. You can discuss the property division in the presence of a third party – or mediator – who will host the negotiations and help you and your spouse in reaching a fair settlement.

Final Thoughts

Ultimately, trying to determine the division of marital and separate assets can be a lengthy process. One way to speed this process up is to do an audit of all of your household items. Make a detailed list and then go through it line by line with your spouse. If and when couples have trouble communicating, going through a family law attorney may be your best option.

If you are considering filing for divorce, the first step you should take is to contact our Chicago-based law office. When you need the assistance of an experienced family court attorney in the greater Chicagoland Area, we can help. We are dedicated to providing our clients with exceptional service and support, guiding our clients through the entire divorce process.

If you are going through a divorce and want an experienced property division attorney to handle your case, do not hesitate to call. Contact us here today to schedule your complimentary consultation.